Mortgage Participation Fund (MPF)

The Mortgage Participation Fund (MPF) is a short-term variable rate investment programme that provides investors with high returns, safety of capital and full access to their funds.

Mortgage Participation Fund
  • High returns
  • Safety of capital
  • Full access to funds

Type of Investment

Mutual Fund

Net Asset Value (NAV)

The MPF has a fixed NAV. Price is fixed at $1.00 per unit.

Joint Account


Interest Rate

Variable. The rate is set at the beginning of each month. Please contact Home Mortgage Bank for the current rate. Effective September, 2016 the MPF Annualize Rate has increased from: 1.35% p.a. to 1.50% p.a.

Interest Rate Basis

Interest rate is accrued daily and paid monthly.

Interest Payment Options

a. Reinvested monthly, or
b. Interest credited electronically to your bank account monthly.


Quarterly, Semi-Annually, or Annually.


100% backed by residential mortgages and/or mortgage-backed securities, and the bank’s corporate guarantee.

Minimum Investment


Payment Options

Electronic Banking (LINX), Cheques, Salary Deductions, Standing Orders

Notice to Withdraw

Nil. Redemption cheques are prepared immediately upon request. Cheques are payable to the investor.



"You've got to tell your money what to do, or it will leave."

– Dave Ramsey

What do you need to apply?
  • Any 2 forms of Identification (Valid National Identification Card, Passport, Driver’s Permit)
  • Proof of Address (Utility Bill etc.)
  • Proof of Income (Job Letter or Salary Slip)
  • Source of Funds
  • Copy of the Certificate of Incorporation
  • Copy of the latest Annual Return of the Company
  • A letter from the Company stating the signatories to the account and their signing limits
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